Henry, Julia Roberts’ “beautiful” son, turns 17 today: a rare look at her youngest Julia Roberts celebrated her youngest son’s 17th birthday on Instagram with a beautiful picture. Despite the unexpected image—Julia is typically known to be reticent about her children—she and her spouse have previously revealed incredible photos of Henry Moder that have left people in awe.ư
Date: June 29, 2024 Writer: James William None to say Henry, Julia Roberts’ “beautiful” son, turns 17 today: a rare look at her youngest Julia Roberts celebrated her youngest son’s 17th birthday on Instagram with a beautiful picture. Despite the unexpected image—Julia is typically known to be reticent about her children—she and her spouse have previously revealed incredible photos of Henry Moder that have left people in awe. A very happy birthday to the kid of Hollywood’s most renowned couple, Julia Roberts and Daniel Moder! Henry Moder, the youngest member of their family, turned seventeen on June 18. A flurry of encouraging remarks have been left on social media by his loving mother, who celebrated the joyous occasion with a number of beautiful mother-son messages. In the photo, the “Pretty Woman” actress is seen looking down at Henry, who is still a newborn. Her eyes are shining with delight and affection. The curious and charming baby seems absorbed in something outside of the frame, cradled in his mother’s protective arms.
Julia expressed both her pride and her shock in a succinct yet beautiful caption she penned for the picture. It’s incredible how this little child has developed into a fantastic 17-year-old! She wrote, “Happy Birthday, Henry! You are beautiful.” Although Julia and Henry’s father, Daniel, respect their children’s privacy, on occasion the pair provides exclusive photos and videos of their children. Daniel in particular has been entertaining fans on social media with videos of Henry, Hazel, and Phinnaeus Moder enjoying a good time, showcasing precious family moments.
Daniel posted a video on Instagram of Henry showing off his skating skills at a skate park. In the slow-motion video, the child can be seen riding his skateboard up an incline while wearing dark pants and an olive-colored t-shirt.Henry succeeds in turning the board around at the top of the ramp, putting his gorgeous face in the frame of the camera. Then, when the camera pans closer, his attractive eyes and face are shown in close-up.Daniel shared the incredible footage on June 18, 2021, in observance of Henry’s 14th birthday. The springs twist and swirl, swaying fourteen times in the air. Ya Henry,” the proud father captioned the photo.
In the post’s comment area, followers of the now-17-year-old were applauding and thanking him in addition to sharing their thoughts on which parent Henry most resembled. “He looks just like you. Nice child, said one of his supporters.In agreement, a second person remarked, “Looks precisely like his Dad!lovely offspring While acknowledging the father-son likeness, the other individual also highlighted Henry’s mother, remarking, “Has mom’s hair.” There is no denying that child. Hehe.On the other hand, a commenter on Instagram said, “This family obviously has no Roberts genes at all!” Once more, after Henry’s father-lookalike shared an earlier picture of his child on social media, people swarmed to the comments area.
Henry is seen in the 2018 picture posing casually stylish in a lighthouse. The boy on skates looked down at the camera, his long hair falling in a carefree way to frame his face.”Look closely to see the star spangled shorts,” Daniel captioned the surreal picture. One cool young person…Happy Fourth of July from a lighthouse near the Cape. Beneath the picture, an admirer remarked, “Handsome Henry,” and another, “Julia’s eyes.”Whether or not Henry and his siblings look alike, Julia is still incredibly in love with them. She has often boasted about them and places her responsibilities as a mother above all else.
During an interview promoting her latest movie, “Ticket to Paradise,” Julia was asked how she defined herself as a homemaker by the interviewer. “When I’m not working, that’s my full-time job,” stated the mother of three. Though it’s not all sunshine and kittens, I am really delighted about it.
She also discussed her unique bond with Henry, whom she refers to as her breakfast partner as they both benefit much from that most important meal of the day. I love breakfast, thus it’s my favorite meal. My morning buddy is my younger son Henry,” Julia remarked.The interviewer was so aware of the “Notting Hill” actress’s love of breakfast that they made a joke about how the interview would keep her from eating with Henry Moder. Yes, in fact! We love eating breakfast! With a smile, Julia Roberts concurred.
Julia loves her twins Phinnaeus and Hazel in addition to Henry. As her lone daughter joined her father, a cinematographer, at the 2021 Cannes Film Festival to promote his film “Flag Day,” Julia spoke affectionately about Hazel. The audience was captivated by the father-daughter exchange and shocked by how much Daniel looked like her.Hazel, then sixteen, wore a stylish yet laid-back outfit for the well-known event. She wore black Mary Janes with big heels and a yellow button-down dress with floral lace embroidery. Her fair hair was likewise tied back into a ponytail by her. On the other hand, her father looked dapper in a black suit.Hazel’s parents, especially her mother, expressed her happiness with her behavior, praising her for her excellent behavior. Recalling the exceptional event, Julia praised her daughter and made fun of their arguments on her appearance and her self-assured refusal to apply eyeliner, remarking, “That girl is unique.”The innocence really is so lovely.
When fans saw pictures of the young lady on her father’s arm, they complimented Hazel’s looks and labeled her pretty, but they also made note of the physical differences between Julia and Hazel. “She’s lovely but you’d never guess who her mom is…they really are not alike at all,” a supporter commented.
Another person said something like, “She doesn’t look anything like her Mum.” While some people stated that Hazel resembles her father more than Julia, others pointed out that the two are not the same. Even while many people thought Hazel and Julia didn’t look identical, many still complimented the 19-year-old on her good looks.
How to Own Your Dream Home
For most people, their first home isn’t their dream home. It starts off nice enough. But as time goes by and your family grows, starter homes tend to get a little . . . cramped.
But don’t hate on your current home too much. Because while it gave you a safe and dry place to lay your head at night, it was also setting you up to own your dream home someday.
We’ll show you how it all works and walk you through the steps that’ll get you in your dream home—one you can actually afford!
How to Get Your Dream Home in 5 Steps
Here are the steps:
- Follow the Financial Basics
- Find Out How Much Equity You Have
- Set Your New Home-Buying Budget
- Find the Right Dream Home for You
- Be Picky and Patient
Now let’s cover each step in more detail.
Step 1: Follow the Financial Basics
First thing’s first—you have to get out of debt, get on a budget, and build up an emergency fund of 3–6 months of expenses. Sounds pretty basic, right? If you haven’t completed these steps, then you’re not ready to upgrade to your dream home . . . yet.
Now, when you’ve got house fever, it can be hard to focus on paying off debt or saving an emergency fund before you upgrade your home—especially when you’re feeling the pressure of rising home prices and interest rates.
But whether it’s your second or third house, you should only buy a home when you’ve covered the financial basics we mentioned above. Then you’ll be ready to start the journey toward owning your dream house.
And that journey starts with your home equity. What’s equity? Well, we’re glad you asked . . . that brings us to the next step.
Step 2: Find Out How Much Equity You Have
Home equity is a pretty simple concept: It’s your current home’s value minus whatever you still owe on your mortgage.
See, in most cases, your home’s value increases over time. Similar to other long-term investments (like retirement accounts), homes gradually increase in value. There have been periods of ups and downs in the market to be sure, but the value of real estate has consistently gone up. According to the St. Louis Federal Reserve, the average sale price of a home has increased over 2,300% from 1965 to 2023! And in the last ten years (2013 to 2023), there’s been a 68% increase.1 As your home increases in value, so does your equity. In real estate terms, this is called appreciation.
Other factors that increase your home’s equity include:
- Added value: Home improvement projects like adding square footage, updating fixtures and appliances, or even just slapping on a new coat of paint can add value to your home.
- Mortgage paydown: Paying down your mortgage not only gets you out of debt faster, it also builds your equity. The less you owe on your home, the more equity you have.
The amount of equity you have gives you a pretty good idea of how much money you’ll end up with after selling your house. You can use that money to make a hefty down payment and cover the other costs that come with buying a home.
Find expert agents to help you buy your home.
So, how do you determine your home’s value? Well, you can get a ballpark estimate on real estate websites like Zillow, ask a trusted real estate agent to perform a competitive market analysis (which they’ll do anyway if they’re helping you sell your house), or get a professional appraisal.
Finding out your home’s equity will involve a little math, but it’s third-grade-level stuff, so don’t sweat it.
Here’s what we mean. Let’s say your home’s current value is $355,000. When you sell that house, you’ll have to pay for between 1–3% of the sale price in closing costs, another 6% in fees for the real estate agent who helped you sell it, and whatever’s left to pay off on your mortgage.
That means you can estimate clearing over $223,000 from selling your house. That’s a killer down payment on your dream home! And if your home is paid off, that’s even more money to put down and use to pay for things like repairs and moving expenses.
Step 3: Set Your Dream Home Budget
Once you know how much you’ll clear from the sale of your home, you can start making a budget for your dream home.
The key to owning your dream home (instead of it owning you) is to keep your mortgage payment to no more than 25% of your take-home pay on a 15-year fixed-rate mortgage, along with paying a down payment of at least 20% to avoid private mortgage insurance (PMI). Never get a 30-year mortgage even if the bank offers it (and they will). You’d pay a fortune in interest—money that should go toward building your wealth, not the bank’s.
So, let’s say your take-home pay is $4,800 a month. That means your monthly mortgage payment shouldn’t be any bigger than $1,200. By the way, that 25% figure should also include other home fees collected every month with the mortgage payment like homeowners association (HOA) fees, insurance premiums and property taxes.
Plug your numbers into our mortgage calculator to see how much house you can afford.
And don’t forget to budget for all those other costs that come with the home-buying process in addition to your closing fees—things like moving expenses and any upgrades or repairs you might need to make. You don’t want these hidden costs to catch you off guard or drain your emergency fund.
Step 4: Find the Right Dream Home for You
This is where things get real. After all your hard work building up your equity (and doing a lot of math—don’t forget that), you’re finally ready to start the house hunt. Woo-hoo!
But don’t lose focus. Stay zoned in by making a list of features that make a home fit your budget, lifestyle and dreams—and stick to it throughout your house hunt. Here are a few ideas to get you started.
- Don’t compromise on location and layout. If you plan to be in this home for the long haul, an out-of-the-way neighborhood or a wacky floor plan is a deal breaker. Look for a community and layout that’ll suit your lifestyle now and for years to come.
- Think about how much space your family needs. While your budget has the final say about how much home you buy, you’ll want your dream home to fit your family’s needs through different life seasons.
- Consider the school districts. If you have or want kids, the quality of the nearby school districts is probably already on your mind. But even if you don’t have kids or you’re retired, keep in mind that having good schools nearby could increase your home’s value.
- Look for a house that’ll grow in value. Are home values rising in the area? Is the number of businesses going up? These factors can help you figure out whether your dream home will turn into a good investment.
- Count the costs. Want that fancy master bathroom with the multiple showerheads and the Jacuzzi tub? Be clear on what’s a must-have and what’s nice to have. And don’t forget, upgraded features like that will make your dream home more expensive.
Step 5: Be Picky and Patient
We know you’re anxious to get into those new digs, but be patient. Wait for the right house at the right time. Don’t spend your money on a less-than-ideal home just because you’re tired of looking.
The key is finding a good real estate agent who understands your budget and refuses to settle for “good enough.” They’re as committed to your dream as you are and will have your back throughout the entire process, no matter what it takes.
In addition to teaming up with a great real estate agent, you can take a couple of extra steps to make sure you’re ready to strike as soon as the right home comes up:
- Get preapproved for a 15-year fixed-rate mortgage. Having preapproved financing is a green flag for sellers—especially in multiple offer situations. And because this puts most of your information in the lender’s system, you’ll be on the fast track to closing once your offer is accepted.
- Offer earnest money with your bid. Earnest money is a deposit to show you’re truly interested in a home. Usually it’s 1–2% of the home’s purchase price and it’s applied to your down payment or closing costs. Even if the deal falls through, you can almost always get most of it back.
Find a Real Estate Expert in Your Local Market
Now, you might be thinking you have some work to do before you’re ready to find your dream home. Or you may be realizing your years of hard work are about to pay off! Regardless, if you follow these steps, you’ll find the house you’ve always wanted and avoid a purchase you’ll regret.
Once you’re ready, connect with one of our RamseyTrusted real estate agents. These are high-performing agents who do business the Ramsey way and share your values so you can rest easy knowing the search for your dream home is in the right hands.
Find the only real estate agents in your area we trust, and start the hunt for your dream home!
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